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Empowering Nigerian Businesses with Accessible Finance

For over a decade, we've helped traders, small businesses, and growing enterprises access the funding they need to thrive. Now, with our digital solutions, we're making it even easier to bank with us.

Available on iOS and Android devices

Central Bank of NigeriaNDIC

Licensed by the Central Bank of Nigeria.
All deposits are insured by the Nigeria Deposit Insurance Corporation.

Small Business Owner
Market Vendor
Restaurant Owner
Healthcare Professional
Digital Banking Transaction

Digital Banking for Modern Businesses

Experience seamless financial services through our innovative digital platforms. From mobile banking to instant transfers, we're making business banking more accessible than ever.

Healthcare Business

Healthcare Financing

Specialized loans and financial solutions for healthcare providers and medical businesses.

Small Business Owner

Retail Support

Empowering small businesses with flexible financing options and digital payment solutions.

Artisan Workshop

Community Banking

Supporting local artisans and community businesses with tailored financial services.

Building Success Together

We believe in your business potential. Whether you're a market trader seeking daily working capital or an established enterprise financing large orders, we provide the exact funding you need to achieve your goals. Our approach goes beyond traditional banking—we're your growth partner, offering personalized solutions backed by modern technology.

Understanding Your Business

We take time to understand your business model, ensuring you receive funding that matches your actual needs and capacity.

Growing With You

As your business grows, our relationship grows. Benefit from reducing interest rates and preferential terms as our partnership deepens.

Always Accessible

Visit our branches, connect through our NeoCash mobile app, or let our representatives come to you—we adapt to your preferred way of banking.

Benefits That Matter

Financial Solutions That Work for You

Competitive Rates

Access loans with some of the market's lowest interest rates, and earn up to 22% above average returns on your deposits.

Flexible Service

Choose how you bank with us—through our mobile app, at our branches, or with our door-to-door service for cash collections.

Quick Decisions

Get funding decisions faster, whether you apply in person or through our digital channels.

Support When You Need It

Count on our dedicated team for guidance and support throughout your business journey.

Shepherd Trust

Your trusted partner in microfinance banking services.

NDPR Audit Compliant 2023

Contact Info

  • 12, Oladele Kadiri Close
  • Off Nob-Oluwa St., Ogba
  • Lagos, Nigeria
  • Phone: +234 (0)808-125-0499
  • Email: info@stmfb.com

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